The old money aesthetic is all about effortless sophistication, classic tailoring, and high-quality fabrics that never go out of style.
For summer, this translates into breezy linens, structured silhouettes, and muted, neutral tones that exude quiet luxury.
Whether you’re heading to a seaside villa, a garden brunch, or simply elevating your everyday wardrobe, these old money summer outfit ideas will keep you looking polished and refined all season long.
Linen Wide-Leg Pants & Button-Up Shirt

A crisp linen button-up paired with wide-leg trousers is the ultimate effortless yet sophisticated summer look.
White Midi Dress & Ballet Flats

A classic white midi dress made of cotton or linen, paired with ballet flats or chic slingbacks, embodies old money elegance.
Striped Sweater & Tailored Shorts

A lightweight Breton striped knit sweater tucked into tailored high-waisted shorts creates a preppy, timeless outfit.
Silk Slip Dress & Minimalist Accessories

A neutral-toned silk slip dress paired with gold jewelry and strappy sandals makes for a sleek, refined evening look.
Navy Blazer & White Trousers

A structured navy blazer over tailored white trousers is a signature old money ensemble, perfect for summer evenings.
Monochrome Linen Co-Ord Set

A linen co-ord set in soft neutrals or pastels creates an effortlessly polished and put-together look.
Cotton Wrap Dress & Espadrilles

A flowy wrap dress in a muted or floral print, paired with espadrille wedges, is perfect for summer outings.
Tailored White Shirt & Denim Shorts
Tuck a crisp, oversized white button-up into structured denim shorts for a casual yet refined vacation look.
Polo Dress & Loafers

A structured polo dress in navy, cream, or white, paired with classic loafers, gives off a preppy and polished feel.
Cable Knit Sweater Over the Shoulders

A lightweight cable knit sweater draped over a summer dress or a linen outfit adds that effortless old money touch.
Silk Blouse & High-Waisted Shorts

A delicate silk blouse tucked into tailored high-waisted shorts is perfect for warm-weather sophistication.
Pleated Skirt & Cashmere Tank

A pleated midi or maxi skirt paired with a simple cashmere tank creates an effortlessly chic silhouette.
Faux Leather Tailored Jumpsuit

A well-fitted neutral-toned jumpsuit paired with minimalist leather sandals gives a sleek, timeless aesthetic.
Tennis Skirt & Knit Vest

A pleated tennis skirt with a knit vest is the perfect mix of sporty and preppy luxury.
Structured Sundress & Wicker Bag

A fitted sundress in soft pastels or whites, paired with a straw or wicker bag, is the ultimate vacation-ready outfit.
Beige Trousers & Fitted Tank

High-waisted beige or cream trousers styled with a fitted tank and leather sandals make for a breezy, polished look.
Classic Trench Coat Over a Summer Outfit

For cooler summer nights, layer a lightweight trench coat over a dress or linen trousers for an elegant touch.
Pastel Blazer & White Pants

A pastel-toned blazer paired with white linen trousers exudes quiet luxury while keeping things light and fresh for summer.
Flowy Maxi Dress & Flat Sandals

A neutral or floral maxi dress with simple flat sandals makes for a graceful, effortless summer ensemble.
Final Thoughts
Dressing in the old money summer aesthetic is all about effortless luxury, classic tailoring, and neutral tones that stand the test of time.
With these outfit ideas, you’ll be ready to embrace the season with elegance and sophistication—without ever looking like you’re trying too hard. 🌿✨